Few words inspire less joy than “budget,” but as inflation rates rise and wages remain stagnant, many of us are looking for ways to save. There is no single wallet solution for saving. Rather, the key to financial stability and fat stacks of paper lies in understanding your spending habits, non-negotiables, and long-term goals, all … Read more
If you feel like you’re getting slapped with extra card fees more and more – you’re not imagining it. As businesses face rising costs, a growing number are charging their customers an extra fee when they pay by card to cover the cost of processing that transaction. And while it may seem like an insignificant … Read more
The top actuaries for Social Security and Medicare testified before a House panel Thursday about the financial woes of two safety net programs that could see key trust funds run out in about a decade, leaving beneficiaries to face with a benefit reduction if the funding gap is not resolved by Congress. The Trustees for … Read more
What would it take to feel financially prepared? New research has found that the average American feels prepared for the worst after saving $5,078. The survey of 2,000 employed Americans, evenly divided by generation (500 Gen Z, 500 Millennials, 500 Gen X and 500 Baby Boomers) found that Gen Zers need at least $4,286 in … Read more
Shane O’Farrell had no intention of getting rich by buying and selling Lego – all the 35-year-old from New Jersey was looking for was a connection to his childhood in Ireland, where the modest Fort Legoredo was one of them. favorite toy. Twenty years later, when he saw the kit going for hundreds more than … Read more
If you need a mortgage, a good credit score, also called a FICO score, is essential—and it’s within your control. In short, a credit score is a simplified calculation of your history of repaying debts and making regular loan payments. If you’re borrowing money to buy a home, lenders want to know you’ll pay back … Read more
Don’t let your money slip away! The easiest way to save money on coffee is to brew it at home, but some of us can’t live without Venti Java Chip Frappuccinos – a treat that has become increasingly expensive in recent years. Fortunately, a former Starbucks bartender reveals, you don’t have to give up your … Read more
Parents are expressing disbelief and frustration about the cost of food, with shoppers posting their massive grocery bills on social media as part of a growing trend. In a video, a man shared his bill from a Trader Joe’s in Westlake Village, California, as an example of how much money it costs to feed six … Read more
They may have the rizz, but they can’t afford their visage. Gen Z is suffering from a trending phenomenon of financial insecurity known as money dysmorphia, an expert claims. Financial therapist Amanda Clayman defined distress as “a negative and unrealistic perception of one’s financial well-being or financial position.” Gen Z is suffering from a trending … Read more